Go Smart Account
Dah Sing "GO Smart Account" brings to you the new generation of smartest finance concept. Through ONE single account, you can enjoy both deposit interest as well as worldwide Visa purchase convenience at the same time.
Eam Deposit Interest Absolutely NO Low Balance Monthly Service Fee
Dah Sing "Go Smart Account" enables you to earn deposit interest every month and does not have any minimum deposit amount requirement. No matter how much the deposit amount is, "Go Smart Account" takes care of all your savings needs and guarantees no deduction of interest rate and not to levy any low account balance monthly service fee.
Enjoy Wordwide Purchase Convenience with "GO Smart Card"
Upon opening of "Go Smart Account", you will be given a free "Go Smart Card" with Visa worldwide purchase function without any requirement of extra application or any documentation proof. You can purchase with the "Go Smart Card" at approximately 20 million merchants in Hong Kong and overseas which accept Visa. You can purchase anytime after depositing sufficient funds in the "Go Smart Account" in advance. Payment amount will be debited from the "Go Smart Account" immediately so that you can always experience the fun of smart spending without carrying any cash.
24-Hour Cash Withdrawal and Deposit

You can deposit funds into "Go Smart Account" anytime from any designated bank account via Payment by Phone Service(PPS). You can also withdraw cash at any Dah Sing Branch with absolutely NO counter service charge. In addition, you can also withdraw cash via more than 1,500 JETCO ATMs with absolutely NO withdrawal & deposit service charge.

Besides, Dah Sing free "24 hours Phone Banking Services" and "e-banking Service" will be provided for your easy financial management, with services including account balance enquiry, statement request, recent transaction record enquiry etc.

SMS Alert Service

Dah Sing SMS Alert Service is a specially designed alert system for purchasing security. Each time you use your "Go Smart Card", you will receive an alert message, either through mobile phones or pagers, notifying you the transaction details, including amount, date and time. In this way, you will know if there are any unauthorized or fraud transactions taking place through your "Go Smart Card". In case of fraud, you can report to our Bank and avoid the potential loss of card fraud.

To fit your lifestyle, you can choose when to receive the alert messages and the minimum transaction amount that triggers alert messages. The application form of SMS Alert Service will be sent to you together with the new card.

Note: SMS Service is provided by Star Mobile DNA Payment Gateway Ltd. Customers have to apply for the service directly withStar Mobile DNA Payment Gateway Ltd. and supply relevant information to them. SMS Alert Service is not applicable to PCCW 1+1 network users or any mobile number starting with the number "8".
Short Message Display
To enjoy fabulous purchase privileges, you can obtain the most update offers by joining our "Short Message Display" service through the mobile or pager number provided upon opening of "Go Smart Account". Through this service, different privilege messages will be sent to your designated mobile or pager free of charge and you can enjoy various purchase privileges with "Go Smart Card".
Account Portfolio At One Glance

You will receive a monthly statement, showing all your deposit, withdrawal and purchasing transactions in "Go Smart Account", which help you to manage your financial needs systematically.

Exclusive Banking Privileges

"Go Smart Account" Customers are entitled to the following host of banking privileges:

  • Preferential interest rate plus handling fee and valuation fee waiver on Mortgage Loan
  • Preferential Fixed Deposit interest rate
  • Preferential interest rate on Personal Loan / Overdraft Facility / Revolving Cash Cards
  • 30% discount on property agency commission through Dah Sing Property Agency
  • Enjoy 30 days free coverage of Accidental Death Insurance Benefit up to HK$100,000 from Dah Sing Life Assurance Company Limited
Act Now

Open Go Smart Account now to enjoy the first year annual fee waiver (HK$50). What's more, if you spend more than HK$6,000 with Go Smart Card, you can enjoy next year annual fee waiver, and so onwards, eventually to enjoy perpetual annual fee waiver. To experience the innovative new finance concept of one single account providing both savings & spending functions, open your "Go Smart Account" today at any Dah Sing Branch.


For more information, please call 2828 8002